Online payment acceptance
Explore hosted checkout and payment infrastructure for online sales. Discuss your website, customer locations, currencies, and delivery model so the proposed payment flow fits the business.
Explore the SecurePayAPI platformApex, North Carolina · Merchant services
Payment processing for North Carolina merchants.
A clearer starting point for businesses choosing how to accept payments. Lumiria LLC is headquartered in Apex, North Carolina, and serves merchants through its merchant-facing platform, SecurePayAPI. We serve merchants remotely and visit merchant locations. Explore payment processing access, merchant review, and onboarding in one dedicated online journey.
Applications are subject to review. Available services, approval, and account terms depend on your business and applicable requirements.
Choose the right fit
Start with how your business takes payments.
Whether your North Carolina business sells online, invoices customers, or needs a payment integration, explain your sales model before choosing a setup. Explore the supported workflows on SecurePayAPI and confirm suitability during onboarding.
Technical integrations
Review developer documentation for hosted pages, API integration, and webhooks. Confirm integration needs with your technical team before planning a launch.
Read developer documentationMerchant onboarding
Introduce the business and its owners through the dedicated merchant application. Merchant review establishes eligibility and the information needed for the next step.
Begin merchant reviewFrom interest to onboarding
Know what comes next.
- Describe your business. Gather legal and ownership details, your website or sales model, expected volume, average transaction size, and processing history if available.
- Review the platform and costs. Check current SecurePayAPI pricing and ask about refunds, disputes, reserves, currency conversion, and payout timing for your business.
- Apply through SecurePayAPI. Submit information only through the dedicated application process. Do not email card data or sensitive onboarding documents to the corporate partnership address.
- Confirm terms and integration. Respond to review requests, confirm available services and account terms, then coordinate the supported payment setup. Applying does not guarantee approval or a launch date.
Local roots, dedicated platform
Corporate clarity. A direct merchant path.
Lumiria’s headquarters are in Apex, North Carolina. We serve merchants remotely through SecurePayAPI and visit merchant locations. Merchant applications and onboarding take place online on SecurePayAPI. We do not offer walk-in service at our Apex headquarters.
View Lumiria’s Google Maps profile.
For technology, processor, or strategic partnerships, contact Lumiria’s partnership team. For merchant services, explore SecurePayAPI and its restricted business guidance before applying.
Merchant questions
North Carolina merchant services FAQ.
Can a North Carolina business apply?
North Carolina businesses can start a merchant application through SecurePayAPI. Eligibility depends on business type, ownership, processing activity, documentation, and applicable underwriting requirements. Approval is not guaranteed.
Is Lumiria the same as SecurePayAPI?
Lumiria is the corporate parent, headquartered in Apex, North Carolina. SecurePayAPI is its merchant-facing payment facilitation and onboarding platform. Applications and onboarding take place on SecurePayAPI, rather than this corporate website.
What should I prepare before applying?
Prepare legal business details, ownership information, your website or sales model, expected processing volume, typical transaction size, and available processing history. SecurePayAPI will identify required documents during review.
How should I compare processing costs?
Review current pricing and ask how transaction fees, refunds, disputes, currency conversion, reserves, and payout timing apply to your business. Compare the full terms for your sales model and volume, rather than assuming a headline rate is the total cost.
Is this an office I can visit?
We serve merchants remotely and visit merchant locations; we do not offer walk-in service at our Apex headquarters. Merchant applications and onboarding take place online through SecurePayAPI. Use SecurePayAPI for merchant onboarding or the corporate partnership email for partnership inquiries.
Your next step
Explore payment processing for your business.
Review the platform and current terms, then apply through SecurePayAPI when you are ready.